This can be anything: salary, scholarships, support from parents etc, it doesn’t matter. Active customer: You have at least 700 EUR coming into your account every month.DKB: Active and standard customersīefore going on, we have to know that DKB actually makes a difference between two customer types: So you can’t spend money that you don’t have already. Every payment is deducted directly from your giro account. With N26, you get a Mastercard debit card. You can pay with it on credit from you credit account and then later, once per month, you pay it back from you giro account. With DKB, you get an actual Visa credit card. For instance, when I buy a coffee in Prague for Czech crowns, two seconds later I get a notification about the payment, showing me the price in Euro. However the N26 app seems much more modern and adapted to mobile phones, while the DKB one is rather the website wrapped in an app.Īnd what is great about the N26 app: It sends you immediate push notifications after any transaction.
#Dkb visa debit credit for android
Speaking of the mobile app: Both offer apps for Android and iPhone/iOS. So both their phone support and their website & mobile app can be used in all of these languages. Here’s the first difference: DKB (until now) operates only in German, so for the whole account opening process and later questions and inquiries, you will need to speak or read & write in German.īy contrast, N26 offers support in five languages: German, English, French, Italian and Spanish.
999 within 24 hours)ĭKB, founded in 1990, is much older than N26, being on the market since 2015 (first with Wirecard Bank in the background, since 2016 with its own banking license).īoth offer a standard German bank account without any basic fee, and with a German IBAN, so they work perfectly for receiving salary, paying rent etc, also as standing orders ( Dauerauftrag).īoth are online banks, so they have no branches to walk in – instead all the account opening and communication is done online.
#Dkb visa debit credit free
… at ATMs in other currencies (worldwide)Īctive customer: free ( very few exceptions) push notifications immediately after transaction) German, English, French, Italian and SpanishĪndroid, iPhone* (incl. If you cannot decide between them, read here a side-by-side comparison of the two and my conclusion at the end. In my overview of free German bank accounts, two of them are my favourites: N26 and DKB.
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